1. Information we collect
We collect information you provide, including your name, business contact details, company, professional category, geographic coverage, portfolio specialties, listing content, inquiry text, and payment-plan selection. We also receive ordinary technical data such as IP address, browser type, device information, referring pages, access times, and security logs.
2. Sensitive and prohibited information
This service is not a consumer account portal or data room. Do not provide Social Security numbers, account numbers, data tapes, consumer names, dates of birth, payment histories, medical information, credit reports, authentication credentials, or other regulated account-level data. We may delete prohibited information without notice.
3. How information is used
- Review, verify, publish, and maintain business profiles.
- Route professional inquiries and respond to support requests.
- Process payments through Stripe or PayPal.
- Prevent fraud, enforce policies, and maintain platform security.
- Measure traffic, listing engagement, inquiries, and product performance.
- Comply with legal obligations and protect users and the public.
4. Sharing
We share information with service providers that support hosting, databases, analytics, communications, security, and payment processing; with a listed business when you direct an inquiry to it; and when legally required. Payment-card details are handled by Stripe or PayPal and are not stored by this platform.
5. Cookies and analytics
We may use essential cookies for authentication and security and limited analytics technologies to understand visits and conversions. You can control nonessential cookies through browser settings when available, although some features may be affected.
6. Retention and security
We retain information for as long as reasonably necessary for directory operations, contractual obligations, dispute resolution, fraud prevention, and law. We use reasonable administrative and technical safeguards, but no internet service can guarantee absolute security.
7. Your choices
You may request access, correction, or deletion of your business contact information, subject to legal and operational exceptions. You may also request removal or correction of a directory profile. Contact info@debtportfoliodirectory.com.
8. State privacy rights
Depending on your state, you may have additional rights regarding personal information. We will evaluate verified requests under applicable law. This business-to-business service is not directed to children under 18.
9. Changes
We may update this policy as the service evolves. Material changes will be posted with a revised effective date.